Comments on: Tree.com Acquires Mint Competitor Thrive http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/ Startup and Technology News Fri, 27 Nov 2009 14:47:44 -0800 hourly 1 By: clubba51 http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2695444 clubba51 Mon, 13 Apr 2009 03:47:45 +0000 http://www.techcrunch.com/?p=41802#comment-2695444 Mint is just a front-end UI for Moneycenter.Yodlee.com's data. Without Yodlee's back-end infrastructure, Mint would be nothing. Mint is just a front-end UI for Moneycenter.Yodlee.com’s data. Without Yodlee’s back-end infrastructure, Mint would be nothing.

]]> By: FinancialPlanr http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2620320 FinancialPlanr Mon, 09 Feb 2009 18:23:31 +0000 http://www.techcrunch.com/?p=41802#comment-2620320 The amount of people moving into this space is going to be increasing as we see more consumers focusing on cutting corners, and finding ways to save in any way possible. The amount of people moving into this space is going to be increasing as we see more consumers focusing on cutting corners, and finding ways to save in any way possible.

]]> By: mark http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2619265 mark Sun, 08 Feb 2009 11:30:53 +0000 http://www.techcrunch.com/?p=41802#comment-2619265 The problem with mint is I don't have any money to manage. The problem with mint is I don’t have any money to manage.

]]> By: Jeff http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2619088 Jeff Sun, 08 Feb 2009 02:29:43 +0000 http://www.techcrunch.com/?p=41802#comment-2619088 @garbage... Hello Mr. "I don't understand people or business and I only define things in black-and-white." Even if there was something wrong with combining altruistic motivation with one's entrepreneurial goals, there would still be a ton of reasons not to be a non-profit. It's so restrictive that even some charities don't bother. See Google's philanthropic arm. @garbage… Hello Mr. “I don’t understand people or business and I only define things in black-and-white.”

Even if there was something wrong with combining altruistic motivation with one’s entrepreneurial goals, there would still be a ton of reasons not to be a non-profit. It’s so restrictive that even some charities don’t bother. See Google’s philanthropic arm.

]]> By: Colin @ Thrive http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618926 Colin @ Thrive Sat, 07 Feb 2009 22:24:23 +0000 http://www.techcrunch.com/?p=41802#comment-2618926 "TRY THE LIBRARY INSTEAD OF THE MALL" Have you been reading our blog? http://blog.justthrive.com/2009/02/go-to-the-library-save-1000/ “TRY THE LIBRARY INSTEAD OF THE MALL”

Have you been reading our blog?
http://blog.jus...rary-save-1000/

]]> By: Delicious Money Mashup « Money Mashup http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618881 Delicious Money Mashup « Money Mashup Sat, 07 Feb 2009 20:58:35 +0000 http://www.techcrunch.com/?p=41802#comment-2618881 [...] Tree.com Acquires Thrive Thrive is a financial transaction aggregator in the form of Mint and Wesabe. Tree.com owns several real estate and lending related sites including LendingTree.com. It will be interesting to see how the combine the services of their different sites. Particularly how they combine the services of LendingTree with Thrive. As I mentioned in a previous post http://moneymashup.wordpress.com/2009/02/04/free-99-banking/ adding lending, account opening, bill payment, and transfer services is probably the next step for sites like Mint and Wesabe. [...] [...] Tree.com Acquires Thrive Thrive is a financial transaction aggregator in the form of Mint and Wesabe. Tree.com owns several real estate and lending related sites including LendingTree.com. It will be interesting to see how the combine the services of their different sites. Particularly how they combine the services of LendingTree with Thrive. As I mentioned in a previous post http://moneymas...ree-99-banking/ adding lending, account opening, bill payment, and transfer services is probably the next step for sites like Mint and Wesabe. [...]

]]> By: pcmcia http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618764 pcmcia Sat, 07 Feb 2009 16:04:58 +0000 http://www.techcrunch.com/?p=41802#comment-2618764 Tree is turning into a juggernaut..... Tree is turning into a juggernaut…..

]]> By: whoopie http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618573 whoopie Sat, 07 Feb 2009 05:57:11 +0000 http://www.techcrunch.com/?p=41802#comment-2618573 i love how people think mint etc have some magic wand to help you save money. get a new credit card? gee how come i didn't think of that. these sites could be replaced with a simple static html 1.0 message: IF YOU FIND HAPPINESS IN BUYING STUFF, YOU WILL NEVER BE HAPPY AND SOON BROKE. TRY THE LIBRARY INSTEAD OF THE MALL. i love how people think mint etc have some magic wand to help you save money. get a new credit card? gee how come i didn’t think of that.

these sites could be replaced with a simple static html 1.0 message:

IF YOU FIND HAPPINESS IN BUYING STUFF, YOU WILL NEVER BE HAPPY AND SOON BROKE. TRY THE LIBRARY INSTEAD OF THE MALL.

]]> By: Alex http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618250 Alex Fri, 06 Feb 2009 20:20:11 +0000 http://www.techcrunch.com/?p=41802#comment-2618250 just as was said the other day. Zecco should buy one of these companies..... clock is ticking just as was said the other day. Zecco should buy one of these companies….. clock is ticking

]]> By: Mark http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618242 Mark Fri, 06 Feb 2009 20:13:05 +0000 http://www.techcrunch.com/?p=41802#comment-2618242 Congrats to Avi and his team! They are a superb group of entrepreneurs - hard-working, ethical, and fun. I can't wait to see what they do at Tree.com and beyond. Congrats to Avi and his team! They are a superb group of entrepreneurs – hard-working, ethical, and fun. I can’t wait to see what they do at Tree.com and beyond.

]]> By: B. Ackles http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618198 B. Ackles Fri, 06 Feb 2009 19:16:40 +0000 http://www.techcrunch.com/?p=41802#comment-2618198 I would argue that Mint is poised to build a business model around licensing for financial services. All it would take is for them to license out their platform to brokers, banks and credit card services. At this point Mint is a far better platform for financial management than anything I've seen. I'm surprised when I see all these social media companies getting 8-9 figure valuations, but I believe Mint might have a gold mine. Maybe we'll see them buy up a PayPal-like service and give Ebay a run for their money. Financial services are going to be huge in the next two years and I think Mint could bring value to this puzzle. I know they're not directly involved in financial services; but they could be. They already have the respect and trust of $50 Billion worth of transactions. I would argue that Mint is poised to build a business model around licensing for financial services. All it would take is for them to license out their platform to brokers, banks and credit card services. At this point Mint is a far better platform for financial management than anything I’ve seen.

I’m surprised when I see all these social media companies getting 8-9 figure valuations, but I believe Mint might have a gold mine. Maybe we’ll see them buy up a PayPal-like service and give Ebay a run for their money. Financial services are going to be huge in the next two years and I think Mint could bring value to this puzzle. I know they’re not directly involved in financial services; but they could be. They already have the respect and trust of $50 Billion worth of transactions.

]]> By: 急げ！　Google公式Gmailステッカーをゲットしよう http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618188 急げ！　Google公式Gmailステッカーをゲットしよう Fri, 06 Feb 2009 19:10:09 +0000 http://www.techcrunch.com/?p=41802#comment-2618188 [...] [原文へ] [...] [...] [原文へ] [...]

]]> By: garbage http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618169 garbage Fri, 06 Feb 2009 18:44:54 +0000 http://www.techcrunch.com/?p=41802#comment-2618169 what a load of crap. if thrive wasn't in business to make a buck off its customers, it would be a nonprofit organization. you guys have no more claim of altruism than intuit, mint, wesabe, h&r block, or the hundreds of other companies managing people's money. what a load of crap. if thrive wasn’t in business to make a buck off its customers, it would be a nonprofit organization. you guys have no more claim of altruism than intuit, mint, wesabe, h&r block, or the hundreds of other companies managing people’s money.

]]> By: Monkeybutt http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618158 Monkeybutt Fri, 06 Feb 2009 18:11:02 +0000 http://www.techcrunch.com/?p=41802#comment-2618158 hey i love mint---its rootin for them but a money makin venture it aint moneyBUTT! hey i love mint—its rootin for them but a money makin venture it aint

moneyBUTT!

]]> By: B. Ackles http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618155 B. Ackles Fri, 06 Feb 2009 18:09:05 +0000 http://www.techcrunch.com/?p=41802#comment-2618155 oops! @monkeybutt...I like @moneybutt better! oops!

@monkeybutt…I like @moneybutt better!

]]> By: B. Ackles http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618154 B. Ackles Fri, 06 Feb 2009 18:07:59 +0000 http://www.techcrunch.com/?p=41802#comment-2618154 @moneybutt You are obviously not privy to business models on the web. Mint.com is not going to have to look hard to find their model. @moneybutt You are obviously not privy to business models on the web. Mint.com is not going to have to look hard to find their model.

]]> By: B. Ackles http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618153 B. Ackles Fri, 06 Feb 2009 18:05:23 +0000 http://www.techcrunch.com/?p=41802#comment-2618153 Mint has become an indispensable service for me. I'm not sure what thrive's competitive advantage is, but i'd love to see more players in this space. Also, I'd love to see Mint license their services out to brokers. Scottrade could learn something from Mint when it comes to user interface and interoperability. Mint has a great iPhone app, by the way... Mint has become an indispensable service for me. I’m not sure what thrive’s competitive advantage is, but i’d love to see more players in this space.

Also, I’d love to see Mint license their services out to brokers. Scottrade could learn something from Mint when it comes to user interface and interoperability.

Mint has a great iPhone app, by the way…

]]> By: Monkeybutt http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618152 Monkeybutt Fri, 06 Feb 2009 18:04:00 +0000 http://www.techcrunch.com/?p=41802#comment-2618152 Thrive, Mint and others..tell me whats the business model? Swapping out credit cards???? Cmon--who the F wants a new credit card---I'll take a debit card thank you (and thats not Citi's Thank You) Tree.com?---don't they have enough problems in their core business---does this mean they are exiting mortgage leadgen... Good luck Tree managing this remotely...and competing with Mint's $30Ms wacky vc money they raised. Thrive, Mint and others..tell me whats the business model? Swapping out credit cards???? Cmon–who the F wants a new credit card—I’ll take a debit card thank you (and thats not Citi’s Thank You) Tree.com?—don’t they have enough problems in their core business—does this mean they are exiting mortgage leadgen… Good luck Tree managing this remotely…and competing with Mint’s $30Ms wacky vc money they raised.

]]> By: Henway http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618138 Henway Fri, 06 Feb 2009 17:44:08 +0000 http://www.techcrunch.com/?p=41802#comment-2618138 Hmm.. so can someone clarify this? What does Thrive actually help me with? In the decision making process in things like choosing a credit card or what investment options to pursue? or a visual display on how I've allocated my money, my budget, my future expenses, etc..? Hmm.. so can someone clarify this? What does Thrive actually help me with? In the decision making process in things like choosing a credit card or what investment options to pursue? or a visual display on how I’ve allocated my money, my budget, my future expenses, etc..?

]]> By: matt @ Thrive http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618136 matt @ Thrive Fri, 06 Feb 2009 17:42:57 +0000 http://www.techcrunch.com/?p=41802#comment-2618136 I actually agree - we haven't been able to build out the budgeting feature nearly as much as we'd like to, and there are much better ways to do it than what we have now. Keep an eye on us: I think what we have coming over the next year in terms of new features will really push the envelope of the ways that the web can help people lead better financial lives. Thanks for taking the time to respond, by the way: we put a ton of heart and our own passion into building this, and it is always nice when people see it peeping through all the things we have yet to do. I actually agree – we haven’t been able to build out the budgeting feature nearly as much as we’d like to, and there are much better ways to do it than what we have now. Keep an eye on us: I think what we have coming over the next year in terms of new features will really push the envelope of the ways that the web can help people lead better financial lives.

Thanks for taking the time to respond, by the way: we put a ton of heart and our own passion into building this, and it is always nice when people see it peeping through all the things we have yet to do.

]]> By: matt @ Thrive http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618133 matt @ Thrive Fri, 06 Feb 2009 17:40:02 +0000 http://www.techcrunch.com/?p=41802#comment-2618133 I promise it is coming; it is on my list of things to do, but there are so many great features we want to add we honestly can't keep ahead of them all! It is a nice problem to have. Glad to hear we have your banks! I promise it is coming; it is on my list of things to do, but there are so many great features we want to add we honestly can’t keep ahead of them all! It is a nice problem to have.

Glad to hear we have your banks!

]]> By: Wilco http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618131 Wilco Fri, 06 Feb 2009 17:37:22 +0000 http://www.techcrunch.com/?p=41802#comment-2618131 Matt, I would highly recommend that you would change your sign-up process and actually allow a Canadian zip code to be entered! And you're right, TD and CIBC work fine... AWESOME Matt, I would highly recommend that you would change your sign-up process and actually allow a Canadian zip code to be entered! And you’re right, TD and CIBC work fine… AWESOME

]]> By: Bill http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618128 Bill Fri, 06 Feb 2009 17:35:59 +0000 http://www.techcrunch.com/?p=41802#comment-2618128 Matt, I sincerely believe every word you said. Your heart seems to be in the right place and I encourage you to follow it. Its hard. I know it. The issue with Thrive and others like it is the "lead a horse by its tail" approach to budgeting. What Thrive and others call "budgeting" is accounting/spending tracking, looking backward, not forward. Budgeting is a plan on what you intend to do, not a snap shot of what you have done. I hope readers do not misread my remarks which were targeted mainly at Mint and the like. My hope for Thrive quite possibly got lost in my rant, which seldom happens in blog comments! Matt, I sincerely believe every word you said. Your heart seems to be in the right place and I encourage you to follow it. Its hard. I know it.

The issue with Thrive and others like it is the “lead a horse by its tail” approach to budgeting. What Thrive and others call “budgeting” is accounting/spending tracking, looking backward, not forward. Budgeting is a plan on what you intend to do, not a snap shot of what you have done.

I hope readers do not misread my remarks which were targeted mainly at Mint and the like. My hope for Thrive quite possibly got lost in my rant, which seldom happens in blog comments!

]]> By: matt @ Thrive http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618114 matt @ Thrive Fri, 06 Feb 2009 17:21:36 +0000 http://www.techcrunch.com/?p=41802#comment-2618114 We actually do our best to work with as many Canadian banks as possible - if yours isn't working in Thrive, let us know at support@justthrive.com so we can work hard to add it! We actually do our best to work with as many Canadian banks as possible – if yours isn’t working in Thrive, let us know at support@justthrive.com so we can work hard to add it!

]]> By: Aniq Rahman http://www.techcrunch.com/2009/02/06/treecom-acquires-mint-competitor-thrive/comment-page-1/#comment-2618086 Aniq Rahman Fri, 06 Feb 2009 16:54:30 +0000 http://www.techcrunch.com/?p=41802#comment-2618086 When making the comparison to Mint.com though, it's also important to realize that JustThrive.com was launched 3 months back. The fact that they were able to reach an acquisition opportunity in this economy from a well-known company like tree.com (parent of LendingTree, et. al) and grow their management to a quarter billion dollars is awesome. When making the comparison to Mint.com though, it’s also important to realize that JustThrive.com was launched 3 months back. The fact that they were able to reach an acquisition opportunity in this economy from a well-known company like tree.com (parent of LendingTree, et. al) and grow their management to a quarter billion dollars is awesome.

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