Comments on: Lending Club Files For SEC Registration, Hopes To Resume Service http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/ Startup and Technology News Tue, 10 Nov 2009 17:48:34 -0800 hourly 1 By: Lending Club Gets A $12 Million Credibility Boost http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2660386 Lending Club Gets A $12 Million Credibility Boost Thu, 19 Mar 2009 14:24:12 +0000 http://www.techcrunch.com/?p=19188#comment-2660386 [...] it was forced to put a hold on lending activities because of regulatory issues, and ultimately filed for SEC registration during the summer of that year. Then the economy collapsed and Lending Club along with other P2P [...] [...] it was forced to put a hold on lending activities because of regulatory issues, and ultimately filed for SEC registration during the summer of that year. Then the economy collapsed and Lending Club along with other P2P [...]

]]> By: Prosper And Other P2P Lenders Get Squeezed By The Credit Crunch http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2503904 Prosper And Other P2P Lenders Get Squeezed By The Credit Crunch Thu, 16 Oct 2008 16:09:28 +0000 http://www.techcrunch.com/?p=19188#comment-2503904 [...] Club previously had to do the same thing and suspend new lending last April . (The S.E.C just gave it the green light to start lending again [...] [...] Club previously had to do the same thing and suspend new lending last April . (The S.E.C just gave it the green light to start lending again [...]

]]> By: sxtcpolu qibf http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2461326 sxtcpolu qibf Sun, 07 Sep 2008 14:17:11 +0000 http://www.techcrunch.com/?p=19188#comment-2461326 midvcjgf snqwomvf ivpx oidxzn lrfx orjeq yszpabick midvcjgf snqwomvf ivpx oidxzn lrfx orjeq yszpabick

]]> By: P2P Lending Update http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2393432 P2P Lending Update Tue, 01 Jul 2008 11:45:01 +0000 http://www.techcrunch.com/?p=19188#comment-2393432 [...] two weeks ago, Lending Club filed with the SEC. There still is not a time table for resuming normal activities, but it looks like things are going [...] [...] two weeks ago, Lending Club filed with the SEC. There still is not a time table for resuming normal activities, but it looks like things are going [...]

]]> By: gfsld0gewl http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2385018 gfsld0gewl Mon, 23 Jun 2008 22:02:34 +0000 http://www.techcrunch.com/?p=19188#comment-2385018 8nc5pwqkfbxhd8ik pntnugh8h7mk g951423l7wnnqy 8nc5pwqkfbxhd8ik pntnugh8h7mk g951423l7wnnqy

]]> By: gfsld0gewl http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2385016 gfsld0gewl Mon, 23 Jun 2008 22:02:19 +0000 http://www.techcrunch.com/?p=19188#comment-2385016 8nc5pwqkfbxhd8ik http://www.810854.com/335661.html g951423l7wnnqy 8nc5pwqkfbxhd8ik http://www.8108...com/335661.html g951423l7wnnqy

]]> By: Larry Chiang http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2383851 Larry Chiang Sun, 22 Jun 2008 17:52:37 +0000 http://www.techcrunch.com/?p=19188#comment-2383851 I am commenting as a person who works in the industry... ... actually my comments are more like educated guess(es) -1- P2P will grow and will scale -2- cost per lead is >$25 -3- stop using the phrase sub-prime just because you read it (or reddit) -4- SEC interaction is 'interesting' but more interesting is the liberal intepretation of FCRA and the sale of personal info by Trans Union, Equifax and Experian -5- The average FICO in American is 585. I wrote a post on how the average VC FICO is 678 in a post, "10 VCs and their secret FICO Scores" (Google it!). Fair Isaac is quoting the average to be 720 on their homepage which is one of the biggest urban credit legends with staunch advertorial support. I have other thoughts that I'll share on my office line: (650) 566-9600 or (650) 566-9696 direct. Also you can text me Q?s at (650) 283-8008 I am commenting as a person who works in the industry…
… actually my comments are more like educated guess(es)

-1- P2P will grow and will scale
-2- cost per lead is >$25
-3- stop using the phrase sub-prime just because you read it (or reddit)
-4- SEC interaction is ‘interesting’ but more interesting is the liberal intepretation of FCRA and the sale of personal info by Trans Union, Equifax and Experian
-5- The average FICO in American is 585. I wrote a post on how the average VC FICO is 678 in a post, “10 VCs and their secret FICO Scores” (Google it!). Fair Isaac is quoting the average to be 720 on their homepage which is one of the biggest urban credit legends with staunch advertorial support.

I have other thoughts that I’ll share on my office line: (650) 566-9600 or (650) 566-9696 direct. Also you can text me Q?s at (650) 283-8008

]]> By: Rex Dixon http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2383310 Rex Dixon Sun, 22 Jun 2008 01:30:03 +0000 http://www.techcrunch.com/?p=19188#comment-2383310 @Tom - Nice to see you around again. Hope all is well! @Tom – Nice to see you around again. Hope all is well!

]]> By: Colin Henderson http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2383127 Colin Henderson Sat, 21 Jun 2008 22:19:14 +0000 http://www.techcrunch.com/?p=19188#comment-2383127 Congrats to LC for getting this done. One thing that is not clear from the S-1 is the participation of investors. Will anyone be able to participate in LC as an investor when they re-launch? Any insights out there? Congrats to LC for getting this done. One thing that is not clear from the S-1 is the participation of investors. Will anyone be able to participate in LC as an investor when they re-launch? Any insights out there?

]]> By: Tom http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2383100 Tom Sat, 21 Jun 2008 21:16:40 +0000 http://www.techcrunch.com/?p=19188#comment-2383100 @Rex - good to see you commenting on LC. It's been awful quiet during the quiet period. I guess since you are the former director of social media content you are free to talk. @Celine - They are in beta testing now. @Rex – good to see you commenting on LC. It’s been awful quiet during the quiet period. I guess since you are the former director of social media content you are free to talk.

@Celine – They are in beta testing now.

]]> By: free movies http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2383014 free movies Sat, 21 Jun 2008 18:52:45 +0000 http://www.techcrunch.com/?p=19188#comment-2383014 They think big - the registration statement is for $600 million! I m watching Movies Here http://www.80millionmoviesfree.com still i am Using Download Movies They think big – the registration statement is for $600 million!

I m watching Movies Here
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]]> By: Celine http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2383010 Celine Sat, 21 Jun 2008 18:47:53 +0000 http://www.techcrunch.com/?p=19188#comment-2383010 When is Loanio launching? I saw a pre-announcement on Money-Rates.com like 6 months ago but their site has been static When is Loanio launching? I saw a pre-announcement on Money-Rates.com like 6 months ago but their site has been static

]]> By: Rex Dixon http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2382938 Rex Dixon Sat, 21 Jun 2008 16:53:42 +0000 http://www.techcrunch.com/?p=19188#comment-2382938 @Francisco - Lending Club’s borrowers are all prime (minimum 640 FICO, low DTI) and there has been less than 0.3% default after 1 year. @Francisco – Lending Club’s borrowers are all prime (minimum 640 FICO, low DTI) and there has been less than 0.3% default after 1 year.

]]> By: Rex Dixon http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2382937 Rex Dixon Sat, 21 Jun 2008 16:52:29 +0000 http://www.techcrunch.com/?p=19188#comment-2382937 @Francisco - Lending Club’s borrowers are all prime (minimum 640 FICO, low DTI) and there has been less than 0.3% default after 1 year. Rex Dixon - Former Director of Social Media Content, Lending Club Current Publisher Relations, Lookery :) @Francisco – Lending Club’s borrowers are all prime (minimum 640 FICO, low DTI) and there has been less than 0.3% default after 1 year.

Rex Dixon – Former Director of Social Media Content, Lending Club
Current Publisher Relations, Lookery :)

]]> By: Developer http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2382757 Developer Sat, 21 Jun 2008 11:53:36 +0000 http://www.techcrunch.com/?p=19188#comment-2382757 [Good luck on getting thing back in line. Maybe they can lend me some money to come down for the screening. I’ll go over to Facebook an apply right away ;-)] I agree with Peter Urban . [Good luck on getting thing back in line. Maybe they can lend me some money to come down for the screening. I’ll go over to Facebook an apply right away ;-) ]
I agree with Peter Urban .

]]> By: Francisco http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2382687 Francisco Sat, 21 Jun 2008 08:32:12 +0000 http://www.techcrunch.com/?p=19188#comment-2382687 P2P in is current form has -in my opinion- not much to say. It is a sort of Subprime thing Part II. However with some evolutions it can become a revolution. I have my own project (www.caprital.com) ready to make a try when the industry heates up. Please let us be informed about P2P! P2P in is current form has -in my opinion- not much to say. It is a sort of Subprime thing Part II. However with some evolutions it can become a revolution. I have my own project (www.caprital.com) ready to make a try when the industry heates up.

Please let us be informed about P2P!

]]> By: Colin Henderson http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2382534 Colin Henderson Sat, 21 Jun 2008 03:11:32 +0000 http://www.techcrunch.com/?p=19188#comment-2382534 3. Prosper have not done any new filings. They made one last October, but it went no-where. 3. Prosper have not done any new filings. They made one last October, but it went no-where.

]]> By: Victor Caballero http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2382455 Victor Caballero Sat, 21 Jun 2008 01:18:34 +0000 http://www.techcrunch.com/?p=19188#comment-2382455 Anyone use Prosper? I imagine they had to go through the same filing? Anyone use Prosper? I imagine they had to go through the same filing?

]]> By: Mark http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2382437 Mark Sat, 21 Jun 2008 00:46:12 +0000 http://www.techcrunch.com/?p=19188#comment-2382437 They think big - the registration statement is for $600 million! They think big – the registration statement is for $600 million!

]]> By: Peter Urban http://www.techcrunch.com/2008/06/20/lending-club-files-for-sec-registration-hopes-to-resume-service/comment-page-1/#comment-2382424 Peter Urban Sat, 21 Jun 2008 00:27:28 +0000 http://www.techcrunch.com/?p=19188#comment-2382424 Good luck on getting thing back in line. Maybe they can lend me some money to come down for the screening. I'll go over to Facebook an apply right away ;-) Good luck on getting thing back in line. Maybe they can lend me some money to come down for the screening. I’ll go over to Facebook an apply right away ;-)

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