Unless I’m missing something, I don’t think this feature is implemented yet and it is Wednesday night already.

I’m sure this is a huge task to pull off behind the scenes. Maybe that’s why Yahoo dropped the Yodleee interface a few years back. Maybe that’s why no one else has been able to pull off this idea.

Oh wait, I did get the standard you will receive an email back within 24 – 48 hours email. And they assured me how important I was.

But this service is useless to me if I can load my information. Big disappointment because I was actually looking forward to using mint.com.

Oh well.

Moneytrackin’ doesn’t needs your bank credentials to import your financial data. That’s ugly

B. I used a service similiar to this through Morgan Stanley – It Closed.

C. I used a service similiar to this through Wells Fargo – It Closed.

D. I used a service similiar to this through Bank of America – It Closed

E. Mint will be out in 3 years or less.

F. I saw Mint’s presentation at TC40, decent but nothing fantastic. It was going OK until they said after we have all of your financial info we’ll send you offers from DISCOVER to lower your rate. Deal Killer!

G. I don’t see their solution as solving a problem, I see it as causing a headache.

H. There were several more interesting and innovative ideas at TC, even in the DemoPit that were more impressive than Mint.

The $1000 it said I could save was a crock. It recommended I switch to a card that has better rewards, too bad it had worse rewards. It also recommended I switch broadband service to a more expensive version.

I’d like to read that patent “Method and apparatus for presenting a user with a custom savings plan that is wrong. Specifically, the individual recommendations look great, but after research are basically bogus.”

Revenue from targeted advertising of financial products (and lead-gen as someone suggested above) based on user’s monetary profile seems to be the real idea here.

IMO, they probably wasted cash trying to secure a software patent, when it won’t be defendable. It probably won’t even get granted because hundreds of other companies could likely stake a prior claim.

Moreover, I want nothing to do with them if they’re screen scraping. The problem they are trying to solve is a big, tough one but a screen scraping solution will end horribly.

Yup, perception is reality. Reminds me of a company I was at that had generated $2M in TOTAL revenue and would put out press releases claiming to have $9 billion. However, the $9 billion was in perceived account value.

That said, I like what they are doing. But, would only use the service is a hypothetical way using bogus name and no personal account information.

Wesabe has very BASIC capabilities and is really only good for facilitating learning from their community, which I question if it’s not primarily made up of people who have a hard time with the most basic of personal finance management.

The wisdom of the crowd for something more than common knowledge is totally dependent on the knowledge of the crowd’s members…Let’s see Wesabe call out more to substantiate their “crowd” is made up of credible opinions.

To wit:
The financial analysis is useless, completely miscategorized, and totally misleading.

The financial savings available to me were using Vonage instead of Verizon, trading in one kind of American Express Card for another and moving my checking account to ING Bank. Duh – gee I never thought of that….

Beware – this is just another lame lead generation business.

/Ira

For example, all Wal-mart transactions are shown as Wal in my account, as is the case with T-Mobile, which becomes just the letter T. Anyone else have the same issue?

One example – T-mobile must be such a common merchant name, yet it classifies all T-Mobile transactions as clothes and accessories.

There are many such wrong categorizations. This doesn’t happen in Bank Of America’s ‘My Portfolio’ service, which usually gets the categorization right at the first time.

Congratulations on Mint.com as well as the press releases and good luck!

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